Current mortgage rates
Comprehensive Swiss interest rate comparison

Compare the from various These are the mortgage rates published on the by the listed and

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SARON
Marge ab
0.75 %
10 Jahre
Festhypothek ab
1.40 %
vor 25 Minuten
5 Jahre
Festhypothek ab
1.24 %

Current mortgage rates
Swiss providers in a rate comparison

Interest rates last updated on 17.07.2026 22:25

Festhypothek 1 Jahr

HYPOTHEKE.ch *

ab 0.96%Quelle | Historisch | Zinskurve

Bank EEK

1.20%Quelle | Historisch | Zinskurve

Banca Popolare di Sondrio

1.30%Quelle | Historisch | Zinskurve

Appenzeller Kantonalbank

1.40%Quelle | Historisch | Zinskurve

CPCN

1.43%Quelle | Historisch | Zinskurve

Bank Cler AG

1.46%Quelle | Historisch | Zinskurve

AEK Bank 1826

1.50%Quelle | Historisch | Zinskurve

Graubündner Kantonalbank

1.54%Quelle | Historisch | Zinskurve

Bank EKI

1.90%Quelle | Historisch | Zinskurve

Bank avera

2.20%Quelle | Historisch | Zinskurve

Festhypothek 2 Jahre

HYPOTHEKE.ch *

ab 1.02%Quelle | Historisch | Zinskurve

Swissquote

1.09%Quelle | Historisch | Zinskurve

Pensionskasse Post

1.13%Quelle | Historisch | Zinskurve

Migros Bank Online Hypothek

1.13%Quelle | Historisch | Zinskurve

Generali Versicherung

1.13%Quelle | Historisch | Zinskurve

CPCN

1.13%Quelle | Historisch | Zinskurve

PVK Personalvorsorgekasse der Stadt Bern

1.16%Quelle | Historisch | Zinskurve

asga Pensionskasse

1.18%Quelle | Historisch | Zinskurve

Luzerner Pensionskasse

1.22%Quelle | Historisch | Zinskurve

Baloise Online-Hypothek

1.24%Quelle | Historisch | Zinskurve

PostFinance AG

1.25%Quelle | Historisch | Zinskurve

BVK

1.27%Quelle | Historisch | Zinskurve

Pensionskasse Bühler

1.28%Quelle | Historisch | Zinskurve

Bank EEK

1.35%Quelle | Historisch | Zinskurve

Bank EKI

1.35%Quelle | Historisch | Zinskurve

Bank in Zuzwil

1.39%Quelle | Historisch | Zinskurve

Clientis Spar- & Leihkasse Thayngen

1.40%Quelle | Historisch | Zinskurve

Pensionskasse Stadt Winterthur

1.40%Quelle | Historisch | Zinskurve

Appenzeller Kantonalbank

1.40%Quelle | Historisch | Zinskurve

Raiffeisen

1.41%Quelle | Historisch | Zinskurve

Migros Bank

1.43%Quelle | Historisch | Zinskurve

Bank Thalwil

1.44%Quelle | Historisch | Zinskurve

Banca Popolare di Sondrio

1.45%Quelle | Historisch | Zinskurve

Graubündner Kantonalbank

1.46%Quelle | Historisch | Zinskurve

Hypothekarbank Lenzburg

1.46%Quelle | Historisch | Zinskurve

Baloise

1.49%Quelle | Historisch | Zinskurve

Bank Cler AG

1.49%Quelle | Historisch | Zinskurve

Zuger Kantonalbank

1.50%Quelle | Historisch | Zinskurve

AEK Bank 1826

1.50%Quelle | Historisch | Zinskurve

Luzerner Kantonalbank

1.52%Quelle | Historisch | Zinskurve

Bank SLM

1.53%Quelle | Historisch | Zinskurve

St. Galler Kantonalbank

1.55%Quelle | Historisch | Zinskurve

Spar+ Leihkasse Gürbetal SLG

1.55%Quelle | Historisch | Zinskurve

acrevis Bank AG

1.55%Quelle | Historisch | Zinskurve

AXA Winterthur

1.56%Quelle | Historisch | Zinskurve

Bank avera

1.56%Quelle | Historisch | Zinskurve

Zürcher Landbank

1.56%Quelle | Historisch | Zinskurve

Zürcher Kantonalbank

1.60%Quelle | Historisch | Zinskurve

Valiant Bank

1.62%Quelle | Historisch | Zinskurve

Bank BSU Genossenschaft

1.62%Quelle | Historisch | Zinskurve

Festhypothek 3 Jahre

HYPOTHEKE.ch *

ab 1.11%Quelle | Historisch | Zinskurve

CPCN

1.17%Quelle | Historisch | Zinskurve

Vaudoise Versicherungen

1.18%Quelle | Historisch | Zinskurve

Pensionskasse Post

1.20%Quelle | Historisch | Zinskurve

Migros Bank Online Hypothek

1.22%Quelle | Historisch | Zinskurve

Generali Versicherung

1.22%Quelle | Historisch | Zinskurve

Swissquote

1.22%Quelle | Historisch | Zinskurve

PVK Personalvorsorgekasse der Stadt Bern

1.24%Quelle | Historisch | Zinskurve

asga Pensionskasse

1.27%Quelle | Historisch | Zinskurve

Luzerner Pensionskasse

1.27%Quelle | Historisch | Zinskurve

BVK

1.30%Quelle | Historisch | Zinskurve

PostFinance AG

1.35%Quelle | Historisch | Zinskurve

Baloise Online-Hypothek

1.37%Quelle | Historisch | Zinskurve

Swiss Life

1.37%Quelle | Historisch | Zinskurve

Pensionskasse SBB

1.43%Quelle | Historisch | Zinskurve

Bank EEK

1.45%Quelle | Historisch | Zinskurve

Bank EKI

1.45%Quelle | Historisch | Zinskurve

Appenzeller Kantonalbank

1.45%Quelle | Historisch | Zinskurve

Pensionskasse Stadt Winterthur

1.47%Quelle | Historisch | Zinskurve

Bank in Zuzwil

1.48%Quelle | Historisch | Zinskurve

Clientis Spar- & Leihkasse Thayngen

1.50%Quelle | Historisch | Zinskurve

Banca Popolare di Sondrio

1.50%Quelle | Historisch | Zinskurve

Raiffeisen

1.51%Quelle | Historisch | Zinskurve

Migros Bank

1.52%Quelle | Historisch | Zinskurve

Clientis BS Bank Schaffhausen

1.55%Quelle | Historisch | Zinskurve

Graubündner Kantonalbank

1.56%Quelle | Historisch | Zinskurve

AXA Winterthur

1.57%Quelle | Historisch | Zinskurve

Bank SLM

1.57%Quelle | Historisch | Zinskurve

Zuger Kantonalbank

1.58%Quelle | Historisch | Zinskurve

Bank Thalwil

1.58%Quelle | Historisch | Zinskurve

Hypothekarbank Lenzburg

1.58%Quelle | Historisch | Zinskurve

Bank Cler AG

1.60%Quelle | Historisch | Zinskurve

AEK Bank 1826

1.60%Quelle | Historisch | Zinskurve

Baloise

1.62%Quelle | Historisch | Zinskurve

Spar+ Leihkasse Gürbetal SLG

1.62%Quelle | Historisch | Zinskurve

Bank avera

1.64%Quelle | Historisch | Zinskurve

St. Galler Kantonalbank

1.65%Quelle | Historisch | Zinskurve

Zürcher Landbank

1.65%Quelle | Historisch | Zinskurve

acrevis Bank AG

1.65%Quelle | Historisch | Zinskurve

Luzerner Kantonalbank

1.66%Quelle | Historisch | Zinskurve

Zürcher Kantonalbank

1.69%Quelle | Historisch | Zinskurve

Bank BSU Genossenschaft

1.71%Quelle | Historisch | Zinskurve

Valiant Bank

1.74%Quelle | Historisch | Zinskurve

Festhypothek 4 Jahre

HYPOTHEKE.ch *

ab 1.20%Quelle | Historisch | Zinskurve

CPCN

1.23%Quelle | Historisch | Zinskurve

Vaudoise Versicherungen

1.23%Quelle | Historisch | Zinskurve

Pensionskasse Post

1.31%Quelle | Historisch | Zinskurve

PVK Personalvorsorgekasse der Stadt Bern

1.31%Quelle | Historisch | Zinskurve

Swissquote

1.31%Quelle | Historisch | Zinskurve

Luzerner Pensionskasse

1.32%Quelle | Historisch | Zinskurve

Migros Bank Online Hypothek

1.32%Quelle | Historisch | Zinskurve

Generali Versicherung

1.32%Quelle | Historisch | Zinskurve

asga Pensionskasse

1.34%Quelle | Historisch | Zinskurve

BVK

1.35%Quelle | Historisch | Zinskurve

Swiss Life

1.41%Quelle | Historisch | Zinskurve

Baloise Online-Hypothek

1.45%Quelle | Historisch | Zinskurve

PostFinance AG

1.50%Quelle | Historisch | Zinskurve

Bank EEK

1.50%Quelle | Historisch | Zinskurve

Bank EKI

1.50%Quelle | Historisch | Zinskurve

Pensionskasse SBB

1.50%Quelle | Historisch | Zinskurve

Appenzeller Kantonalbank

1.50%Quelle | Historisch | Zinskurve

Pensionskasse Stadt Winterthur

1.53%Quelle | Historisch | Zinskurve

Clientis Spar- & Leihkasse Thayngen

1.55%Quelle | Historisch | Zinskurve

Banca Popolare di Sondrio

1.55%Quelle | Historisch | Zinskurve

AXA Winterthur

1.56%Quelle | Historisch | Zinskurve

Bank SLM

1.59%Quelle | Historisch | Zinskurve

Clientis BS Bank Schaffhausen

1.60%Quelle | Historisch | Zinskurve

Bank in Zuzwil

1.60%Quelle | Historisch | Zinskurve

Migros Bank

1.62%Quelle | Historisch | Zinskurve

Raiffeisen

1.63%Quelle | Historisch | Zinskurve

Graubündner Kantonalbank

1.64%Quelle | Historisch | Zinskurve

Zuger Kantonalbank

1.65%Quelle | Historisch | Zinskurve

AEK Bank 1826

1.65%Quelle | Historisch | Zinskurve

Hypothekarbank Lenzburg

1.66%Quelle | Historisch | Zinskurve

Bank Cler AG

1.67%Quelle | Historisch | Zinskurve

Spar+ Leihkasse Gürbetal SLG

1.68%Quelle | Historisch | Zinskurve

St. Galler Kantonalbank

1.70%Quelle | Historisch | Zinskurve

Baloise

1.70%Quelle | Historisch | Zinskurve

acrevis Bank AG

1.70%Quelle | Historisch | Zinskurve

Bank avera

1.71%Quelle | Historisch | Zinskurve

Zürcher Landbank

1.71%Quelle | Historisch | Zinskurve

Bank Thalwil

1.72%Quelle | Historisch | Zinskurve

Luzerner Kantonalbank

1.74%Quelle | Historisch | Zinskurve

Zürcher Kantonalbank

1.75%Quelle | Historisch | Zinskurve

Valiant Bank

1.78%Quelle | Historisch | Zinskurve

Bank BSU Genossenschaft

1.78%Quelle | Historisch | Zinskurve

Festhypothek 5 Jahre

HYPOTHEKE.ch *

ab 1.24%Quelle | Historisch | Zinskurve

CPCN

1.29%Quelle | Historisch | Zinskurve

Vaudoise Versicherungen

1.29%Quelle | Historisch | Zinskurve

PVK Personalvorsorgekasse der Stadt Bern

1.35%Quelle | Historisch | Zinskurve

Pensionskasse Post

1.36%Quelle | Historisch | Zinskurve

Luzerner Pensionskasse

1.37%Quelle | Historisch | Zinskurve

Migros Bank Online Hypothek

1.38%Quelle | Historisch | Zinskurve

Swissquote

1.38%Quelle | Historisch | Zinskurve

BVK

1.39%Quelle | Historisch | Zinskurve

Generali Versicherung

1.39%Quelle | Historisch | Zinskurve

asga Pensionskasse

1.41%Quelle | Historisch | Zinskurve

Swiss Life

1.42%Quelle | Historisch | Zinskurve

Baloise Online-Hypothek

1.50%Quelle | Historisch | Zinskurve

Pensionskasse SBB

1.51%Quelle | Historisch | Zinskurve

PostFinance AG

1.55%Quelle | Historisch | Zinskurve

Bank EEK

1.55%Quelle | Historisch | Zinskurve

Bank EKI

1.55%Quelle | Historisch | Zinskurve

AXA Winterthur

1.57%Quelle | Historisch | Zinskurve

Pensionskasse Stadt Winterthur

1.60%Quelle | Historisch | Zinskurve

Appenzeller Kantonalbank

1.60%Quelle | Historisch | Zinskurve

Clientis Spar- & Leihkasse Thayngen

1.65%Quelle | Historisch | Zinskurve

Banca Popolare di Sondrio

1.65%Quelle | Historisch | Zinskurve

Bank SLM

1.66%Quelle | Historisch | Zinskurve

Bank in Zuzwil

1.66%Quelle | Historisch | Zinskurve

Migros Bank

1.68%Quelle | Historisch | Zinskurve

Clientis BS Bank Schaffhausen

1.70%Quelle | Historisch | Zinskurve

Graubündner Kantonalbank

1.70%Quelle | Historisch | Zinskurve

AEK Bank 1826

1.70%Quelle | Historisch | Zinskurve

Zuger Kantonalbank

1.71%Quelle | Historisch | Zinskurve

Spar+ Leihkasse Gürbetal SLG

1.73%Quelle | Historisch | Zinskurve

Hypothekarbank Lenzburg

1.73%Quelle | Historisch | Zinskurve

Raiffeisen

1.73%Quelle | Historisch | Zinskurve

Bank Cler AG

1.74%Quelle | Historisch | Zinskurve

St. Galler Kantonalbank

1.75%Quelle | Historisch | Zinskurve

Baloise

1.75%Quelle | Historisch | Zinskurve

acrevis Bank AG

1.75%Quelle | Historisch | Zinskurve

Bank avera

1.78%Quelle | Historisch | Zinskurve

Bank Thalwil

1.78%Quelle | Historisch | Zinskurve

Zürcher Landbank

1.78%Quelle | Historisch | Zinskurve

Luzerner Kantonalbank

1.81%Quelle | Historisch | Zinskurve

Zürcher Kantonalbank

1.81%Quelle | Historisch | Zinskurve

Bank BSU Genossenschaft

1.81%Quelle | Historisch | Zinskurve

Valiant Bank

1.82%Quelle | Historisch | Zinskurve

Festhypothek 6 Jahre

HYPOTHEKE.ch *

ab 1.30%Quelle | Historisch | Zinskurve

Vaudoise Versicherungen

1.35%Quelle | Historisch | Zinskurve

CPCN

1.36%Quelle | Historisch | Zinskurve

Luzerner Pensionskasse

1.40%Quelle | Historisch | Zinskurve

Pensionskasse Post

1.41%Quelle | Historisch | Zinskurve

PVK Personalvorsorgekasse der Stadt Bern

1.41%Quelle | Historisch | Zinskurve

BVK

1.44%Quelle | Historisch | Zinskurve

Swissquote

1.44%Quelle | Historisch | Zinskurve

Generali Versicherung

1.45%Quelle | Historisch | Zinskurve

Migros Bank Online Hypothek

1.46%Quelle | Historisch | Zinskurve

Swiss Life

1.47%Quelle | Historisch | Zinskurve

asga Pensionskasse

1.47%Quelle | Historisch | Zinskurve

Pensionskasse Stadt Winterthur

1.56%Quelle | Historisch | Zinskurve

Pensionskasse SBB

1.57%Quelle | Historisch | Zinskurve

AXA Winterthur

1.59%Quelle | Historisch | Zinskurve

Baloise Online-Hypothek

1.60%Quelle | Historisch | Zinskurve

Bank EEK

1.60%Quelle | Historisch | Zinskurve

Bank EKI

1.60%Quelle | Historisch | Zinskurve

PostFinance AG

1.63%Quelle | Historisch | Zinskurve

Appenzeller Kantonalbank

1.65%Quelle | Historisch | Zinskurve

Clientis Spar- & Leihkasse Thayngen

1.70%Quelle | Historisch | Zinskurve

Banca Popolare di Sondrio

1.70%Quelle | Historisch | Zinskurve

Bank SLM

1.71%Quelle | Historisch | Zinskurve

Clientis BS Bank Schaffhausen

1.75%Quelle | Historisch | Zinskurve

Migros Bank

1.76%Quelle | Historisch | Zinskurve

Zuger Kantonalbank

1.77%Quelle | Historisch | Zinskurve

Bank in Zuzwil

1.77%Quelle | Historisch | Zinskurve

Spar+ Leihkasse Gürbetal SLG

1.78%Quelle | Historisch | Zinskurve

Graubündner Kantonalbank

1.78%Quelle | Historisch | Zinskurve

Hypothekarbank Lenzburg

1.78%Quelle | Historisch | Zinskurve

acrevis Bank AG

1.80%Quelle | Historisch | Zinskurve

AEK Bank 1826

1.80%Quelle | Historisch | Zinskurve

Bank Cler AG

1.81%Quelle | Historisch | Zinskurve

Raiffeisen

1.82%Quelle | Historisch | Zinskurve

Bank BSU Genossenschaft

1.83%Quelle | Historisch | Zinskurve

Bank avera

1.84%Quelle | Historisch | Zinskurve

Bank Thalwil

1.84%Quelle | Historisch | Zinskurve

Zürcher Landbank

1.84%Quelle | Historisch | Zinskurve

St. Galler Kantonalbank

1.85%Quelle | Historisch | Zinskurve

Baloise

1.85%Quelle | Historisch | Zinskurve

Luzerner Kantonalbank

1.86%Quelle | Historisch | Zinskurve

Zürcher Kantonalbank

1.87%Quelle | Historisch | Zinskurve

Valiant Bank

1.92%Quelle | Historisch | Zinskurve

Festhypothek 7 Jahre

HYPOTHEKE.ch *

ab 1.24%Quelle | Historisch | Zinskurve

asga Pensionskasse

1.37%Quelle | Historisch | Zinskurve

CPCN

1.40%Quelle | Historisch | Zinskurve

Vaudoise Versicherungen

1.41%Quelle | Historisch | Zinskurve

Pensionskasse Post

1.43%Quelle | Historisch | Zinskurve

Luzerner Pensionskasse

1.44%Quelle | Historisch | Zinskurve

PVK Personalvorsorgekasse der Stadt Bern

1.45%Quelle | Historisch | Zinskurve

Generali Versicherung

1.49%Quelle | Historisch | Zinskurve

BVK

1.50%Quelle | Historisch | Zinskurve

Swissquote

1.51%Quelle | Historisch | Zinskurve

Migros Bank Online Hypothek

1.52%Quelle | Historisch | Zinskurve

Swiss Life

1.54%Quelle | Historisch | Zinskurve

AXA Winterthur

1.59%Quelle | Historisch | Zinskurve

Pensionskasse Stadt Winterthur

1.62%Quelle | Historisch | Zinskurve

Pensionskasse Bühler

1.63%Quelle | Historisch | Zinskurve

Pensionskasse SBB

1.63%Quelle | Historisch | Zinskurve

Baloise Online-Hypothek

1.65%Quelle | Historisch | Zinskurve

Bank EEK

1.65%Quelle | Historisch | Zinskurve

Bank EKI

1.65%Quelle | Historisch | Zinskurve

PostFinance AG

1.69%Quelle | Historisch | Zinskurve

Appenzeller Kantonalbank

1.70%Quelle | Historisch | Zinskurve

Clientis Spar- & Leihkasse Thayngen

1.75%Quelle | Historisch | Zinskurve

Banca Popolare di Sondrio

1.75%Quelle | Historisch | Zinskurve

Bank SLM

1.77%Quelle | Historisch | Zinskurve

Clientis BS Bank Schaffhausen

1.80%Quelle | Historisch | Zinskurve

Zuger Kantonalbank

1.82%Quelle | Historisch | Zinskurve

Migros Bank

1.82%Quelle | Historisch | Zinskurve

Bank in Zuzwil

1.83%Quelle | Historisch | Zinskurve

Spar+ Leihkasse Gürbetal SLG

1.84%Quelle | Historisch | Zinskurve

Graubündner Kantonalbank

1.84%Quelle | Historisch | Zinskurve

Hypothekarbank Lenzburg

1.84%Quelle | Historisch | Zinskurve

acrevis Bank AG

1.85%Quelle | Historisch | Zinskurve

AEK Bank 1826

1.85%Quelle | Historisch | Zinskurve

Bank Cler AG

1.87%Quelle | Historisch | Zinskurve

Bank BSU Genossenschaft

1.88%Quelle | Historisch | Zinskurve

Raiffeisen

1.89%Quelle | Historisch | Zinskurve

St. Galler Kantonalbank

1.90%Quelle | Historisch | Zinskurve

Baloise

1.90%Quelle | Historisch | Zinskurve

Bank avera

1.90%Quelle | Historisch | Zinskurve

Bank Thalwil

1.90%Quelle | Historisch | Zinskurve

Zürcher Landbank

1.90%Quelle | Historisch | Zinskurve

Luzerner Kantonalbank

1.92%Quelle | Historisch | Zinskurve

Zürcher Kantonalbank

1.93%Quelle | Historisch | Zinskurve

Valiant Bank

1.97%Quelle | Historisch | Zinskurve

Festhypothek 8 Jahre

HYPOTHEKE.ch *

ab 1.29%Quelle | Historisch | Zinskurve

asga Pensionskasse

1.43%Quelle | Historisch | Zinskurve

Vaudoise Versicherungen

1.46%Quelle | Historisch | Zinskurve

CPCN

1.48%Quelle | Historisch | Zinskurve

Pensionskasse Post

1.49%Quelle | Historisch | Zinskurve

PVK Personalvorsorgekasse der Stadt Bern

1.50%Quelle | Historisch | Zinskurve

Luzerner Pensionskasse

1.51%Quelle | Historisch | Zinskurve

BVK

1.55%Quelle | Historisch | Zinskurve

Swiss Life

1.56%Quelle | Historisch | Zinskurve

Swissquote

1.57%Quelle | Historisch | Zinskurve

Generali Versicherung

1.59%Quelle | Historisch | Zinskurve

Migros Bank Online Hypothek

1.60%Quelle | Historisch | Zinskurve

AXA Winterthur

1.61%Quelle | Historisch | Zinskurve

Pensionskasse Stadt Winterthur

1.68%Quelle | Historisch | Zinskurve

Pensionskasse SBB

1.68%Quelle | Historisch | Zinskurve

Pensionskasse Bühler

1.69%Quelle | Historisch | Zinskurve

Baloise Online-Hypothek

1.70%Quelle | Historisch | Zinskurve

Bank EEK

1.70%Quelle | Historisch | Zinskurve

PostFinance AG

1.74%Quelle | Historisch | Zinskurve

Bank EKI

1.75%Quelle | Historisch | Zinskurve

Appenzeller Kantonalbank

1.75%Quelle | Historisch | Zinskurve

Clientis Spar- & Leihkasse Thayngen

1.80%Quelle | Historisch | Zinskurve

Banca Popolare di Sondrio

1.80%Quelle | Historisch | Zinskurve

Bank SLM

1.82%Quelle | Historisch | Zinskurve

Clientis BS Bank Schaffhausen

1.85%Quelle | Historisch | Zinskurve

Zuger Kantonalbank

1.88%Quelle | Historisch | Zinskurve

Spar+ Leihkasse Gürbetal SLG

1.88%Quelle | Historisch | Zinskurve

Bank in Zuzwil

1.88%Quelle | Historisch | Zinskurve

Graubündner Kantonalbank

1.89%Quelle | Historisch | Zinskurve

Migros Bank

1.90%Quelle | Historisch | Zinskurve

Hypothekarbank Lenzburg

1.90%Quelle | Historisch | Zinskurve

AEK Bank 1826

1.90%Quelle | Historisch | Zinskurve

Bank BSU Genossenschaft

1.93%Quelle | Historisch | Zinskurve

Bank Cler AG

1.94%Quelle | Historisch | Zinskurve

St. Galler Kantonalbank

1.95%Quelle | Historisch | Zinskurve

Baloise

1.95%Quelle | Historisch | Zinskurve

Bank avera

1.95%Quelle | Historisch | Zinskurve

Bank Thalwil

1.95%Quelle | Historisch | Zinskurve

Zürcher Landbank

1.95%Quelle | Historisch | Zinskurve

acrevis Bank AG

1.95%Quelle | Historisch | Zinskurve

Raiffeisen

1.97%Quelle | Historisch | Zinskurve

Luzerner Kantonalbank

1.98%Quelle | Historisch | Zinskurve

Zürcher Kantonalbank

1.98%Quelle | Historisch | Zinskurve

Valiant Bank

2.03%Quelle | Historisch | Zinskurve

Festhypothek 9 Jahre

HYPOTHEKE.ch *

ab 1.35%Quelle | Historisch | Zinskurve

asga Pensionskasse

1.48%Quelle | Historisch | Zinskurve

CPCN

1.52%Quelle | Historisch | Zinskurve

Vaudoise Versicherungen

1.52%Quelle | Historisch | Zinskurve

Pensionskasse Post

1.54%Quelle | Historisch | Zinskurve

Luzerner Pensionskasse

1.55%Quelle | Historisch | Zinskurve

PVK Personalvorsorgekasse der Stadt Bern

1.55%Quelle | Historisch | Zinskurve

Swiss Life

1.59%Quelle | Historisch | Zinskurve

BVK

1.60%Quelle | Historisch | Zinskurve

Generali Versicherung

1.61%Quelle | Historisch | Zinskurve

AXA Winterthur

1.62%Quelle | Historisch | Zinskurve

Swissquote

1.64%Quelle | Historisch | Zinskurve

Migros Bank Online Hypothek

1.65%Quelle | Historisch | Zinskurve

Pensionskasse Stadt Winterthur

1.73%Quelle | Historisch | Zinskurve

Pensionskasse SBB

1.73%Quelle | Historisch | Zinskurve

Pensionskasse Bühler

1.74%Quelle | Historisch | Zinskurve

Baloise Online-Hypothek

1.75%Quelle | Historisch | Zinskurve

Bank EEK

1.75%Quelle | Historisch | Zinskurve

PostFinance AG

1.80%Quelle | Historisch | Zinskurve

Bank EKI

1.80%Quelle | Historisch | Zinskurve

Appenzeller Kantonalbank

1.80%Quelle | Historisch | Zinskurve

Clientis Spar- & Leihkasse Thayngen

1.85%Quelle | Historisch | Zinskurve

Banca Popolare di Sondrio

1.85%Quelle | Historisch | Zinskurve

Bank SLM

1.88%Quelle | Historisch | Zinskurve

Zuger Kantonalbank

1.93%Quelle | Historisch | Zinskurve

Spar+ Leihkasse Gürbetal SLG

1.94%Quelle | Historisch | Zinskurve

Graubündner Kantonalbank

1.94%Quelle | Historisch | Zinskurve

Clientis BS Bank Schaffhausen

1.95%Quelle | Historisch | Zinskurve

Migros Bank

1.95%Quelle | Historisch | Zinskurve

Hypothekarbank Lenzburg

1.95%Quelle | Historisch | Zinskurve

AEK Bank 1826

1.95%Quelle | Historisch | Zinskurve

Bank BSU Genossenschaft

1.98%Quelle | Historisch | Zinskurve

Bank Cler AG

1.99%Quelle | Historisch | Zinskurve

St. Galler Kantonalbank

2.00%Quelle | Historisch | Zinskurve

Baloise

2.00%Quelle | Historisch | Zinskurve

acrevis Bank AG

2.00%Quelle | Historisch | Zinskurve

Bank avera

2.01%Quelle | Historisch | Zinskurve

Bank Thalwil

2.01%Quelle | Historisch | Zinskurve

Zürcher Landbank

2.01%Quelle | Historisch | Zinskurve

Raiffeisen

2.03%Quelle | Historisch | Zinskurve

Zürcher Kantonalbank

2.03%Quelle | Historisch | Zinskurve

Luzerner Kantonalbank

2.05%Quelle | Historisch | Zinskurve

Valiant Bank

2.09%Quelle | Historisch | Zinskurve

Festhypothek 10 Jahre

HYPOTHEKE.ch *

ab 1.40%Quelle | Historisch | Zinskurve

asga Pensionskasse

1.53%Quelle | Historisch | Zinskurve

Pensionskasse Post

1.56%Quelle | Historisch | Zinskurve

CPCN

1.57%Quelle | Historisch | Zinskurve

Vaudoise Versicherungen

1.57%Quelle | Historisch | Zinskurve

Luzerner Pensionskasse

1.59%Quelle | Historisch | Zinskurve

PVK Personalvorsorgekasse der Stadt Bern

1.60%Quelle | Historisch | Zinskurve

Swiss Life

1.62%Quelle | Historisch | Zinskurve

AXA Winterthur

1.64%Quelle | Historisch | Zinskurve

BVK

1.64%Quelle | Historisch | Zinskurve

Generali Versicherung

1.65%Quelle | Historisch | Zinskurve

Bank BSU Genossenschaft

1.69%Quelle | Historisch | Zinskurve

Hypothekarbank Lenzburg

1.70%Quelle | Historisch | Zinskurve

Migros Bank Online Hypothek

1.71%Quelle | Historisch | Zinskurve

Swissquote

1.71%Quelle | Historisch | Zinskurve

Pensionskasse Stadt Winterthur

1.78%Quelle | Historisch | Zinskurve

Pensionskasse SBB

1.78%Quelle | Historisch | Zinskurve

Pensionskasse Bühler

1.79%Quelle | Historisch | Zinskurve

Baloise Online-Hypothek

1.80%Quelle | Historisch | Zinskurve

Bank EEK

1.80%Quelle | Historisch | Zinskurve

PostFinance AG

1.85%Quelle | Historisch | Zinskurve

Bank EKI

1.85%Quelle | Historisch | Zinskurve

Appenzeller Kantonalbank

1.85%Quelle | Historisch | Zinskurve

Clientis Spar- & Leihkasse Thayngen

1.90%Quelle | Historisch | Zinskurve

Banca Popolare di Sondrio

1.90%Quelle | Historisch | Zinskurve

Bank SLM

1.93%Quelle | Historisch | Zinskurve

Zuger Kantonalbank

1.98%Quelle | Historisch | Zinskurve

Spar+ Leihkasse Gürbetal SLG

1.99%Quelle | Historisch | Zinskurve

Clientis BS Bank Schaffhausen

2.00%Quelle | Historisch | Zinskurve

Graubündner Kantonalbank

2.00%Quelle | Historisch | Zinskurve

AEK Bank 1826

2.00%Quelle | Historisch | Zinskurve

Migros Bank

2.01%Quelle | Historisch | Zinskurve

St. Galler Kantonalbank

2.05%Quelle | Historisch | Zinskurve

Baloise

2.05%Quelle | Historisch | Zinskurve

Bank Cler AG

2.05%Quelle | Historisch | Zinskurve

acrevis Bank AG

2.05%Quelle | Historisch | Zinskurve

Bank avera

2.06%Quelle | Historisch | Zinskurve

Bank Thalwil

2.06%Quelle | Historisch | Zinskurve

Zürcher Landbank

2.06%Quelle | Historisch | Zinskurve

Raiffeisen

2.09%Quelle | Historisch | Zinskurve

Zürcher Kantonalbank

2.09%Quelle | Historisch | Zinskurve

Luzerner Kantonalbank

2.11%Quelle | Historisch | Zinskurve

Valiant Bank

2.14%Quelle | Historisch | Zinskurve

Festhypothek 11 Jahre

HYPOTHEKE.ch *

ab 1.43%Quelle | Historisch | Zinskurve

Luzerner Pensionskasse

1.61%Quelle | Historisch | Zinskurve

Vaudoise Versicherungen

1.62%Quelle | Historisch | Zinskurve

CPCN

1.63%Quelle | Historisch | Zinskurve

Pensionskasse Post

1.65%Quelle | Historisch | Zinskurve

Swiss Life

1.66%Quelle | Historisch | Zinskurve

BVK

1.71%Quelle | Historisch | Zinskurve

Pensionskasse Stadt Winterthur

1.80%Quelle | Historisch | Zinskurve

Pensionskasse Bühler

1.85%Quelle | Historisch | Zinskurve

PostFinance AG

1.89%Quelle | Historisch | Zinskurve

Bank EKI

1.90%Quelle | Historisch | Zinskurve

Graubündner Kantonalbank

2.12%Quelle | Historisch | Zinskurve

Bank Cler AG

2.13%Quelle | Historisch | Zinskurve

Bank avera

2.20%Quelle | Historisch | Zinskurve

Zürcher Kantonalbank

2.23%Quelle | Historisch | Zinskurve

Raiffeisen

2.29%Quelle | Historisch | Zinskurve

Festhypothek 12 Jahre

HYPOTHEKE.ch *

ab 1.47%Quelle | Historisch | Zinskurve

asga Pensionskasse

1.61%Quelle | Historisch | Zinskurve

Luzerner Pensionskasse

1.64%Quelle | Historisch | Zinskurve

Pensionskasse Post

1.65%Quelle | Historisch | Zinskurve

CPCN

1.66%Quelle | Historisch | Zinskurve

Vaudoise Versicherungen

1.67%Quelle | Historisch | Zinskurve

Swiss Life

1.70%Quelle | Historisch | Zinskurve

BVK

1.75%Quelle | Historisch | Zinskurve

AXA Winterthur

1.76%Quelle | Historisch | Zinskurve

Pensionskasse Stadt Winterthur

1.85%Quelle | Historisch | Zinskurve

Pensionskasse Bühler

1.87%Quelle | Historisch | Zinskurve

PostFinance AG

1.94%Quelle | Historisch | Zinskurve

Bank EKI

1.95%Quelle | Historisch | Zinskurve

Graubündner Kantonalbank

2.16%Quelle | Historisch | Zinskurve

Bank Cler AG

2.18%Quelle | Historisch | Zinskurve

Bank avera

2.25%Quelle | Historisch | Zinskurve

Zürcher Kantonalbank

2.27%Quelle | Historisch | Zinskurve

Raiffeisen

2.34%Quelle | Historisch | Zinskurve

Festhypothek 13 Jahre

Vaudoise Versicherungen

1.71%Quelle | Historisch | Zinskurve

HYPOTHEKE.ch *

ab 1.72%Quelle | Historisch | Zinskurve

Swiss Life

1.77%Quelle | Historisch | Zinskurve

Pensionskasse Post

1.85%Quelle | Historisch | Zinskurve

CPCN

1.85%Quelle | Historisch | Zinskurve

Pensionskasse Stadt Winterthur

1.88%Quelle | Historisch | Zinskurve

PostFinance AG

1.97%Quelle | Historisch | Zinskurve

Bank EKI

2.00%Quelle | Historisch | Zinskurve

Graubündner Kantonalbank

2.19%Quelle | Historisch | Zinskurve

Bank Cler AG

2.22%Quelle | Historisch | Zinskurve

Bank avera

2.28%Quelle | Historisch | Zinskurve

Zürcher Kantonalbank

2.31%Quelle | Historisch | Zinskurve

Raiffeisen

2.44%Quelle | Historisch | Zinskurve

Festhypothek 14 Jahre

Vaudoise Versicherungen

1.74%Quelle | Historisch | Zinskurve

HYPOTHEKE.ch *

ab 1.76%Quelle | Historisch | Zinskurve

Swiss Life

1.81%Quelle | Historisch | Zinskurve

Pensionskasse Post

1.88%Quelle | Historisch | Zinskurve

CPCN

1.88%Quelle | Historisch | Zinskurve

Pensionskasse Stadt Winterthur

1.91%Quelle | Historisch | Zinskurve

PostFinance AG

2.00%Quelle | Historisch | Zinskurve

Bank EKI

2.05%Quelle | Historisch | Zinskurve

Graubündner Kantonalbank

2.22%Quelle | Historisch | Zinskurve

Bank Cler AG

2.27%Quelle | Historisch | Zinskurve

Bank avera

2.31%Quelle | Historisch | Zinskurve

Zürcher Kantonalbank

2.34%Quelle | Historisch | Zinskurve

Raiffeisen

2.48%Quelle | Historisch | Zinskurve

Festhypothek 15 Jahre

Vaudoise Versicherungen

1.77%Quelle | Historisch | Zinskurve

HYPOTHEKE.ch *

ab 1.78%Quelle | Historisch | Zinskurve

Swiss Life

1.85%Quelle | Historisch | Zinskurve

Pensionskasse Post

1.90%Quelle | Historisch | Zinskurve

CPCN

1.91%Quelle | Historisch | Zinskurve

Pensionskasse Stadt Winterthur

1.94%Quelle | Historisch | Zinskurve

AXA Winterthur

1.99%Quelle | Historisch | Zinskurve

PostFinance AG

2.03%Quelle | Historisch | Zinskurve

Bank EKI

2.10%Quelle | Historisch | Zinskurve

Graubündner Kantonalbank

2.25%Quelle | Historisch | Zinskurve

Bank Cler AG

2.29%Quelle | Historisch | Zinskurve

Bank avera

2.35%Quelle | Historisch | Zinskurve

Zürcher Kantonalbank

2.37%Quelle | Historisch | Zinskurve

Raiffeisen

2.50%Quelle | Historisch | Zinskurve

SARON Hypothek (Marge)

HYPOTHEKE.ch *

ab 0.75%Quelle | Historisch | Zinskurve

hypomat

0.92%Quelle | Historisch | Zinskurve

PostFinance AG

1.00%Quelle | Historisch | Zinskurve

asga Pensionskasse

1.02%Quelle | Historisch | Zinskurve

Migros Bank

1.10%Quelle | Historisch | Zinskurve

Bank SLM

1.15%Quelle | Historisch | Zinskurve

Bank BSU Genossenschaft

1.20%Quelle | Historisch | Zinskurve

acrevis Bank AG

1.20%Quelle | Historisch | Zinskurve

St. Galler Kantonalbank

1.20%Quelle | Historisch | Zinskurve

Pensionskasse Post

1.24%Quelle | Historisch | Zinskurve

Pensionskasse Bühler

1.24%Quelle | Historisch | Zinskurve

Variable Hypothek

Burgerliche Ersparniskasse Bern

1.25%Quelle | Historisch | Zinskurve

Luzerner Pensionskasse

2.10%Quelle | Historisch | Zinskurve

Bank EKI

2.35%Quelle | Historisch | Zinskurve

Bank EEK

2.50%Quelle | Historisch | Zinskurve

Appenzeller Kantonalbank

2.50%Quelle | Historisch | Zinskurve

PVK Personalvorsorgekasse der Stadt Bern

2.50%Quelle | Historisch | Zinskurve

Bank avera

2.50%Quelle | Historisch | Zinskurve

Pensionskasse Bühler

2.75%Quelle | Historisch | Zinskurve

Migros Bank

2.75%Quelle | Historisch | Zinskurve

Obwaldner Kantonalbank

2.75%Quelle | Historisch | Zinskurve

Bank Sparhafen Zürich

2.75%Quelle | Historisch | Zinskurve

Generali Versicherung

2.75%Quelle | Historisch | Zinskurve

BBO Bank Brienz Oberhasli

2.75%Quelle | Historisch | Zinskurve

Pensionskasse Post

2.75%Quelle | Historisch | Zinskurve

Regiobank Solothurn

2.75%Quelle | Historisch | Zinskurve

Pensionskasse Stadt St. Gallen

2.75%Quelle | Historisch | Zinskurve

Banca Popolare di Sondrio

2.75%Quelle | Historisch | Zinskurve

acrevis Bank AG

2.75%Quelle | Historisch | Zinskurve

Bank in Zuzwil

2.75%Quelle | Historisch | Zinskurve

Clientis BS Bank Schaffhausen

2.88%Quelle | Historisch | Zinskurve

Hypothekarbank Lenzburg

2.88%Quelle | Historisch | Zinskurve

Clientis Spar- & Leihkasse Thayngen

2.88%Quelle | Historisch | Zinskurve

Baloise

2.88%Quelle | Historisch | Zinskurve

Raiffeisen

3.00%Quelle | Historisch | Zinskurve

St. Galler Kantonalbank

3.00%Quelle | Historisch | Zinskurve

Zuger Kantonalbank

3.00%Quelle | Historisch | Zinskurve

Bank Cler AG

3.00%Quelle | Historisch | Zinskurve
* Note regarding the interest rate displayed by HYPOTHEKE.ch

The from HYPOTHEKE.ch displayed here is offered by at least one provider on HYPOTHEKE.ch. This is the best possible interest rate currently available. The individual, final interest rates depend on various parameters such as Loan-to-value ratio, Affordability, property value, region, and other factors. 

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  • Your regular bank rarely offers you the best interest rate

  • Comparing offers yourself is complicated and time-consuming

  • Thanks to our platform, anyone can easily find the best Mortgage

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Guide

Everything you need to know
To save money on Mortgages

Saron Fixed-rate Mortgage 1
Mortgage 2026: What We Can Learn from 50 Years
Tips for Negotiating a Mortgage to Get the Best Rates 2
Negotiate a great Mortgage (almost no one can do it this way) and get better interest rates
Saron Mortgage: The Facts That Matter
Better interest rates thanks to facts about the Saron Mortgage Two
Improve your Mortgage rating, get better interest rates, find the best Mortgage
Better interest rates thanks to credit score optimization
Negotiate better mortgage rates
Better interest rates for your Mortgage. Negotiate effectively and save a lot of money with the right strategy
FAQ

Frequently Asked Questions
Answers to questions about interest rate comparisons

Comparing mortgage interest rates is one of the most important steps when taking out or Even small differences in interest rates can add up to several thousand or even tens of thousands of francs over the term of the mortgage. Comparing mortgage interest rates increases your chances of securing the best Mortgage and allows you to benefit from lower financing costs. In Switzerland in particular, an independent comparison of mortgage interest rates is especially worthwhile because the interest rate differences among individual providers are significant.

Would you like to find out where you can get the best mortgage rate?

The aren’t automatically available at your local bank. Insurance companies, pension funds, or investment foundations often offer significantly more favorable terms. However, which provider offers the best mortgage rates always depends on the borrower’s individual situation. Factors such as Loan-to-value ratio, income, property type, and Term influence the interest rate. Anyone looking to find the best mortgage rates should compare as many providers as possible and not limit themselves to offers from banks.

Find out who offers the best interest rates for your specific situation and calculate your personalized interest rate

In Switzerland, numerous banks, insurance companies, pension funds, and investment foundations offer mortgages. Well-known providers include regional banks, cantonal banks, major banks, and insurance companies. Pension funds and investment foundations, in particular, often offer very attractive mortgage rates for borrowers with good affordability and low Loan-to-value ratios. Since each provider has different target groups and lending guidelines, there is no single mortgage lender that offers the best rates in every situation. A comprehensive comparison of mortgage rates is therefore crucial, especially in Switzerland. You can find the best mortgage rates from HYPOTHEKE.ch here: 

Yes, mortgage rates can often be negotiated. Borrowers who can present several comparable offers from different banks, insurance companies, or Pension funds tend to achieve the best results. Anyone looking to negotiate mortgage rates should be well prepared, know the current market rates, and compare different offers.

Learn more here: How to Negotiate Mortgage Rates Effectively.

Independence
Mortgage rate comparison

HYPOTHEKE.ch strives to provide the most comprehensive and transparent comparison of mortgage rates from as many providers as possible.

The following guidelines apply:

  • Ranking
    The rankings are based exclusively on the interest rates of the respective mortgage offers.

  • Disclaimer
    The interest rates from HYPOTHEKE.ch are also shown for comparison. These are the best possible mortgage rates that can be secured on our platform. This is indicated by the word “starting at” before the interest rate. The fact that the top rate from HYPOTHEKE.ch is not ready for finalization is additionally indicated by the “Calculate Your Interest Rate” button.

  • Inclusion
    Inclusion in the comparison is available to all providers free of charge, provided they comply with the guidelines of the interest rate comparison.

  • Terms and Conditions
    The exact same terms and conditions apply to all providers.

  • Source
    For each provider or offer, a link is provided to the provider’s website featuring the corresponding offer.

  • Use
    The data from the interest rate comparison may also be used by third parties, provided that it is not retrieved and reused automatically and only at irregular intervals. For data export and automated use, the can be used.

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Interest Rate Comparison PRO for banks, etc.
Reports and APIs for current interest rates

Are you a bank, insurance company, Pension fund, or other mortgage lender in need of a high-quality analysis of published interest rates? We also offer interest rate comparisons via APIs and with various analysis options. In our Interest Rate Comparison PRO—a popular tool among banks—we can also provide account interest rates, interest rates on government bonds, and much more.

More info
Mortgage rates

We calculate the HYPOTHEKE.ch RESIDENTIAL PROPERTY INTEREST RATE INDEX on a daily basis. We also calculate the yield curve for all providers and the average of the providers in the interest rate comparison on a daily basis.

Learn more here: Current Mortgage yield curve

Definition
Mortgage interest

Banks, insurance companies, and Pension funds lend money to homeowners in the form of Mortgages. They charge interest on these loans. The interest rate reflects the cost of borrowing the money. The mortgage interest rate is largely determined by supply and demand. The interest rate expresses the amount of interest in Swiss francs per year as a percentage of the principal borrowed. This makes it very easy to compare interest rates. However, there are various interest rate structures, and fees should not be overlooked when comparing mortgage rates. Mortgage rates are lower than interest rates for other types of loans because real estate serves as collateral. This provides the mortgage lender with greater security than, for example, an unsecured loan.