Transparency, digitalization & automation We bring transparency to the mortgage market like no other provider. We achieve this through consistent digitalization and fully automated comparison options. This creates healthy competition between providers, which is lacking in the "normal" branch business. Customers can find the best mortgage provider for them on HYPOTHEK.ch - but lenders can also find the customers who are best suited to them. They are therefore prepared to go to the pain threshold when it comes to interest rates. More information: Best interest rates on mortgages Low interest rates through digitalization
Why HYPOTHEKE.ch - there are many reasons HYPOTHEKE.ch stands for comparability, simplicity and transparency. Our business model is designed to make it easy for you to find the best mortgage. There are many reasons why you should take out your mortgage via HYPOTHEKE.ch. We have compiled the 10 most important reasons for you: Why HYPOTHEKE.CH - 10 reasons
Our independence HYPOTHEKE.ch is an independent Swiss fintech SME. No bank, insurance company or other company has a financial stake in HYPOTHEKE.ch. This is our basis for being able to work independently and in the interests of our customers. In addition, all lenders without exception can join us if they meet our quality standards. No own mortgages, always the same fee Unlike other platforms, HYPOTHEKE.ch does not offer its own mortgages or other financial products. We only broker products from third-party providers. To ensure our independence, we guarantee our customers that we always earn exactly the same amount, regardless of which provider you choose. More information Our independence
Agency fee and cashback We charge a fee for successfully arranging a mortgage. At the same time, we receive a commission from many lenders. If the brokerage commission is higher than our fee, we refund the difference to you as a cashback. This means that with many lenders you benefit twice: on the one hand from the best interest rates, and on the other hand you receive a cashback. Transparent decision-making basis for you We show our arrangement fee or cashback transparently with the individual offers. You can choose whether or not you want the arrangement fee or cashback to be included in the interest rate displayed. More information How we earn our money
How HYPOTHEKE.ch works At HYPOTHEKE.ch, you enter your personal details and those of your property. We automatically evaluate your situation and needs and compare them with over 250 lending criteria of our financing partners. Choose an offer without obligation We calculate the interest rates for all suitable offers in real time and you can select a lender directly on HYPOTHEKE.ch without obligation. All you need for activation is a Swiss cell phone number. More information Exact procedure - how HYPOTHEKE.ch works
Our lenders on the platform HYPOTHEKE.ch mainly features lenders who offer good interest rates and are open to transparency. These are banks, insurance companies, pension funds and investment foundations. You are a lender Find out more here Good to know You conclude the mortgage agreement directly with the selected lender and not with HYPOTHEKE.ch. HYPOTHEKE.ch is not involved in the conclusion of the contract between you and your chosen lender. If required, we will be happy to help you choose the right lender, answer other questions about your mortgage or help you conclude the contract. This is a non-exhaustive selection of our lenders.